A

ACCT – Account 

AA – American Airlines

ACH – Automated Clearing House payment. This refers to a standard bank to bank transfer.

AF – Annual Fees

AMEX – American Express

APR – Annual Percentage Rate

APY – Annual Percentage Yield

AU – Authorized User

ATM – Automated Teller Machine

2FA – Two Factor Authentication

 

B

BoA – Bank of America

BIZ account – Business account

BA – British Airways

BBB – Better Business Bureau

BBP – Blue Business Plus card from Amex

BM – Bank Branch Manager

BBTP – Bank Bonus and Travel Points (our Facebook group)

 

C

CAP 1 / CAP ONE – Capital One

CCL – Carnival Cruise Lines

CMA – Cash Management Account (Fidelity)

CC – Credit Card

CPP – Cents Per Point (redemption values)

CFU – Chase Freedom Unlimited credit card

CIC – Chase Ink Cash credit card (Business card)

CIP – Chase Ink Preferred credit card (Business card)

CS – Customer Service

CSP – Chase Sapphire Preferred

CSR – Customer Service Representative / Chase Sapphire Reserve

CU – Credit Union

 

D

DD – Direct Deposit

DL – Driver’s License

DP – Data Points

 

E

EWS – Early Warning Systems

EATF – Early Account Termination Fees

 

F

FNC – Free Night Certificate

FDIC – Federal Deposit Insurance Corporation

FTF – Foreign Transaction Fees

FINTECH – Financial Technology

 

G

GC – Gift Card

GE – Global Entry

 

H

HP – Hard Pull (credit inquiry)

HH – Hilton Honors

HUCA – Hung up and call again

HYSA – High Yield Savings Account

HUB account – Central bank account used for normal day-to-day transactions.

HSA – Health Savings Account

 

I

IF – Independent Financial (when referring to banks).

IHG – Intercontinental Hotel Group

 

J and K – No acronyms at this time.

 

L

LR – Laurel Road

 

M

MR – Membership Rewards (Amex system)

MSF – Monthly Service Fees

MSR – Minimum Spend Requirements

MC – Mastercard

MS – Manufactured Spending

 

N

NWFCU – Northwest Federal Credit Union

NFCU – Navy Federal Credit Union

 

O

OP – Original Poster (Facebook group posts)

OD – Office Depot

OOS – Out of State

 

P

P1 and P2 – Player 1 (you) and Player 2 (your partner)

PP – Priority Pass

PO – Post office

PC – Product change (credit cards)

PUSH – (in bank bonus terms) – Transferring funds from Bank “A” to Bank “B”, by initiating the transaction at Bank “A”.

PULL – (in bank bonus terms) – Transferring funds from Bank “B” to Bank “A”, by initiating the transaction at Bank “A”.

 

Q – no acronyms

 

R

RH – Robinhood

RTP – Real Time Payment

REP – Representative

RC – Royal Caribbean

 

S

SP – Soft Pull (credit inquiry)

SM – Secure Message

SSN – Social Security Number

SUB – Sign Up Bonus

SW – Southwest Airlines

 

T

T&Cs – Terms and Conditions

TR – Travel Rewards

TYP – Thank You Points (Citi)

 

U

URs – Unlimited Reward points (Chase)

UA – United Airlines

 

V

VGC – Visa Gift Card

VV – Virgin Voyages

 

W

WF – Wells Fargo

WoH – World of Hyatt

 

X – no acronyms

 

Y

YMMV – Your Mileage May Vary

 

Z – no acronyms