Capital One $300 Checking Bonus
The Offer: $300 bonus for opening a new Capital One checking account and completing requirements. No expiration date mentioned in T&Cs.
Eligibility:
- Nationwide.
- If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2023, you will be ineligible for the bonus.
Step 1: Open a 360 Checking account on or after November 13, 2024. Use offer promo code: OFFER300.
Step 2: Set up and receive at least 2 qualifying direct deposits, each of $500 or more, within 75 days from account opening.
Step 3: After the 75-day period is complete, your status to receive the bonus will be assessed. Once verified, the $300 bonus will be deposited to your account within 60 days. Account must be open and in good standing. *Note: Recent DPs indicate the bonus is being paid out a lot sooner than what is mentioned in the T&Cs. See link below for our Data Points page.
Summary & Links
The Good:
-Reasonable DD requirements.
-Bonus was previously at $250. They recently increased it to $300.
-No EATF (early account termination fee).
-No MSF (monthly service fees).
The Bad:
-Some reports they may be EWS sensitive. Link to our EWS article here: EWS.
Overall: Easy nationwide bonus promotion with no MSFs to worry about. The increase to $300 makes this worth doing for those who held back when it was only $250.
Link to the Capital One offer page: Capital One $300 Bonus.
Link to our Capital One Data Points page: Capital One Data Points.
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