CHECKING ACCOUNTS
Chase has very strict direct deposit requirements. Besides employer direct deposits or social security deposits, there have only been a few reports of other deposit methods working to receive the Checking bonus. However, as time passes, it seems that Chase may be adjusting their requirements and some methods no longer work. For example, there have been some data points from a few months ago showing that deposits from Elements Financial CU were working for the Chase Checking bonus. New data points indicate that this method may no longer be working. I will place the few data points below. As always, there’s no guarantee that these will continue to work in the future and should only be used as a reference.Â
PERSONAL CHECKING ACCOUNTS
Important notes. In addition to the data points below, our Facebook group members have reported that Melio, Square, and Novo Business transfers have worked to trigger the Chase checking bonus. A couple of new data points showed Fidelity CMA worked, which was not an option in the past.
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$300 Checking bonus
05/14/24 – Opened checking account.
05/16/24 – Push from Lili (vendor pay).
05/21/24 – $300 bonus posted.
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Checking account $300 promo
06/04/24 – Opened checking account.
06/14/24 – $200 employer DD.
06/18/24 – $300 bonus posted.
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Checking $300 bonus
July 2024 – Opened checking account.
08/06/24 – Sold gift card on GCX / Raise and pushed $7.63 to Chase checking.
08/13/24 – Bonus tracker updated in the Chase app.
08/20/24 – $300 bonus posted.
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Checking account $300 bonus
07/20/24 – Opened checking account.
07/27/24 – $50 push from Elements Financial.
08/06/24 – $300 bonus posted.
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Checking account $300 bonus
08/09/24 – Opened checking account.
08/19/24 – deposit from NFCU Biz account.
08/27/24 – $300 bonus posted.
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Checking $300 promo
08/17/24 – $500 push from Treasury Direct.
08/22/24 – The transfer posted to Chase account.
08/29/24 – Mobile app showed bonus was triggered.
Note – Original Poster did not report bonus posting date.
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CHECKING AND SAVINGS COMBINED BONUS
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01/17/25. Opened Checking & Savings for $900 bonus online.
02/04/25. $4000+ employer direct deposit.
02/11/25. $300 bonus posted to checking account.
02/13/25. Completed the $15k deposit to savings. Kept $15,010 in there to be safe.
04/29/25. $200 “New Savings” posted to savings account.
04/29/25. $400 “Extra Bonus” posted to checking account.
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BUSINESS CHECKING ACCOUNTS
01/08/24. Opened Biz Complete Checking account in branch with $400 promo code from mailed offer.
01/12/24. SoFi push $50. Completed same transaction a total of 5 times in 2 week period. This met the 5 transactions requirement.
02/01/24. Deposited $1,800 to complete the $2k balance requirement.
Held $2k minimum balance until the 60th day from account opening, then withdrew back to HYSA two days later (62nd day).
03/19/24. $400 bonus posted.
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04/06/24 – Opened Biz checking online.
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04/08/24 – Deposited $2000. Later deposited more funds to use ACH function and maintain the $2k balance.
Completed 5 ACH payroll transactions.
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