Community America Credit Union $300/$400 Checking Bonus

The Offer: Two offers are available at this credit union and are dependent on where you live in their footprint. The requirements for both are similar.

– Kansas City KS/MO area- $300 bonus for opening a Chiefs Checking or Cash Back Free Checking 

– St. Louis MO area- $400 bonus for opening a Chiefs Checking or Cash Back Free Checking 

Eligibility: 

  • Kansas City Kansas/Missouri area or St Louis Metro area
  •  Individuals who have not had a checking account
  • Existing members may qualify if you have not had checking account open in the last six months

Step 1: Open a new Chiefs Checking or Cash Back Checking account online

Step 2: Enroll in mobile banking/or mobile app

Step 3: Complete two or more direct deposits totaling $2500 within 90 days of account opening. 

Step 4: A $300/$400 bonus will deposited into your savings account within 30 days of meeting requirements.

 

Summary & Links

 

The Good:

-Reasonable requirements with plenty of time

-Credit card funding of up to $1,000 

-No EATF (early account termination fee) or monthly maintenance fees

The Bad:

– Not available nationwide unless you have a close family/friend with a current account

– Hard credit pull on new customers (existing account holders do not get a hard pull)

– No data points on what counts as a direct deposit other than a real employer or government benefits.

Overall: 

Link to the Kansas City area offer page: https://www.communityamerica.com/personal/bank/accounts/checking/kc-checking-promo

Link to the St Louis Metro area offer page: https://www.communityamerica.com/personal/bank/accounts/checking/stl-checking-promo   

 

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