If you already have a Current account, you’ll want to open your app ASAP. Current is quietly offering a $100 bonus to some existing users just for setting up an eligible direct deposit — and the requirements are refreshingly simple.

Targeted Offer for Existing Current Users

This is a targeted offer, so you’ll need to check your Current app homepage to see if it’s available to you.

How it works:

Open the Current app and look for the offer box on the homepage Click the offer and enter promo code RETURN100 by February 12, 2026 Set up an eligible direct deposit of $200 or more within 35 days Receive a $100 bonus within 10 days after qualifying

Eligibility Requirements (Important)

To qualify for this targeted bonus, both of the following must be true:

You must have received at least one eligible payroll direct deposit into your Current account on or after November 27, 2022

You must NOT have received an eligible payroll deposit into your Current account on or after November 30, 2025

If you qualify, this is about as easy as free money gets.

Don’t Have a Current Account Yet? You Can Still Get $100

No worries if you’re not an existing user. Current is also offering a $100 bonus for new users when you sign up using a referral link. See below

New user bonus requirements:

Open a Current account using a referral link below

Set up an eligible direct deposit of $200 or more within 35 days

That’s it. No monthly fees, no minimum balance games, and a relatively low direct deposit requirement compared to most bank bonuses.

Final Thoughts

Whether you’re a returning user who qualifies for the RETURN100 offer or a brand-new customer using a referral link, this is a quick $100 with minimal effort.

If you already use Current — check your app.

If you don’t — this is one of the easier entry-level bank bonuses out there.

Please consider supporting our team by using one of link.

Daniel’s link: Current