Truist $400 Business Checking Bonus

The Offer: $400 bonus for opening a new Truist business checking account and completing requirements. Offer expires 30SEPT2025.
Eligibility:Â
- Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and District of Columbia.
- You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 04/04/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).Â
Step 1: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, by phone, or in branch. Must use promo code: SB25Q2CHECKING. Minimum opening deposit is $100.
Step 2: Make qualifying deposits of $2000 or more within 30 days from account opening. Deposits can be made on a one-time basis or cumulatively over the 30 days. *See data points link below for what counted as qualifying deposits.
Step 3: A $400 bonus will be deposited to your account within 4 weeks of meeting requirements. Account must be open and in good standing, with a balance of at least $0.01 at time of verification.
Summary & Links
The Good:
-No direct deposit requirements. It only requires a deposit of $2,000 and it can be an ACH deposit. See DPs below.
-Bonus was only $300 at the beginning of 2024. It was increased to $400 in April 2024.
-No EATF (early account termination fees) mentioned.
-Simple Business Checking account has no MSFs.
The Bad:
-Not available nationwide.
-Business account login is separate from personal account login. It required a call to customer service to setup my business account login. Process took approximately 15 minutes.
Overall: A very simple $400 business checking bonus promotion. No EATFs, no MSFs, and a quick bonus payout makes this one of the best business checking promotions currently available.
Link to the Truist Business offer page: Truist Business $400 Bonus.
Link to our Truist Data Points page: Truist Data Points.
Link to Truist Business Account Fee Schedules: Truist Fee Schedules.
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