The Offer: $400 bonus when opening a new Truist One checking account and meeting requirements.

Eligibility: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Expires: October 30th, 2024.

Step 1: Open a new “Truist One” checking account with promo code TRUIST400DC24. Minimum opening deposit is $50.

Step 2: Make at least one qualifying DD of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening.

Step 3: A $400 bonus will be deposited to your checking account within 4 weeks after required activities have been completed. Account must be open and have a positive balance (at least $0.01) at time of bonus payment.

The Good:

-Low DD requirement.

-No mention of EATF (early account termination fee).

-$400 elevated bonus. It was $300 prior to this new offer.

-Multiple DPs showing multiple deposit methods have worked for this bonus. You can view the “Data Points” tab in the menu to see the latest data points from the Facebook community.

The Bad:

-Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible for this bonus.

-Account has a $12 MSF (waivable with certain requirements).

– Multiple reports of issues opening online and customers having to go in branch to “verify identity”.

Overall: The elevated offer of $400 makes it a very attractive bonus. Multiple deposits are qualifying as DD, making it easy to meet the $500 DD requirement. They added the debit card transaction requirement and that adds an extra step, but still worth doing if eligible. A Top 5 List bonus.