Wells Fargo $825 Business Checking Bonus

The Offer: $825 bonus for opening a new Wells Fargo business checking account and completing requirements. Offer expires June 30, 2025.
Eligibility:Â
- Nationwide.
- Only Wells Fargo Initiate Business Checking, Navigate Business Checking, or Optimize Business Checking accounts are eligible.
- Not eligible if the business entity is a current owner of a Wells Fargo business checking account or has closed a business checking account in the past 90 days.
- Not eligible if the business entity has received a promotional bonus for opening a Wells Fargo business checking account within the past 12 months.
- Not eligible if the business entity is owned in whole or in part by a Wells Fargo employee.
Step 1: Open a new Initiate Business Checking account online using the promotional offer page (link below). The bonus promo code will be automatically applied when opening online. You can also open in branch using an emailed promo code obtained from the promotional offer page. Opening in branch will require a $25 minimum opening deposit.
Step 2: Deposit $25,000 or more into your new business checking account by day 30 and maintain a minimum daily collected balance of $25,000 through day 60 after account opening.
Step 3: The $825 bonus will be deposited to your account within 30 days after you have met all offer requirements.
Summary & Links
The Good:
-Massive $825 bonus.
-No DD requirements and no spending requirements.Â
-Nationwide offer.
-No Early Account Termination Fee (EATF) mentioned.Â
The Bad:
-The Initiate Business Checking account has a $10 monthly service fee (MSF). Can be waived by:
1) Maintaining a minimum $500 daily balance,
2) Maintaining a $1,000 average ledger balance.
Overall: This $825 business checking bonus is massive. The estimated hold time will be approximately 35 days, since you don’t want to wait until the last day to deposit the required funds. Given this timeline, the comparable APY return on the funds held is enormous. One of the best bonus promotions currently available if you qualify and have the available funds.
Link to the Wells Fargo $825 offer page:Â Wells Fargo $825 Bonus.
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