Wells Fargo has extended its frequent promotion for new checking account customers. Available both online and in-branch, the offer provides a $400 bonus when you open a new Everyday Checking account and complete $1,000 in total direct deposits within 90 days of account opening.

The Deal

Earn a $400 bonus by opening a new Wells Fargo Everyday Checking account and receiving $1,000 in qualifying direct deposits within 90 days. Offer expires February 24, 2026.

How to Qualify

To receive the bonus, you must:

Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by February 24, 2026. All applications are subject to approval. Within 90 calendar days of account opening (the “qualification period”), receive $3,000 or more in qualifying electronic deposits into the new account.

Qualifying electronic deposits include:

Direct deposits made through the ACH network Instant payments processed via the RTP® network (real-time payments) or FedNowSM Service Electronic credits from third-party services that send funds to your debit card via the Visa® or Mastercard® network (e.g., Original Credit Transactions)

Non-qualifying deposits include: transfers between accounts, mobile check deposits, Zelle®, and deposits made at a branch or ATM.

How to Avoid the $10 Monthly Fee

The monthly service fee is waived during any fee period in which one of the following is met:

Maintain a $1,500 minimum daily balance Receive $500 or more in qualifying electronic deposits Primary account owner is 17–24 years old (this waiver ends once the primary owner turns 25) Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card Receive a qualifying monthly non-civilian military direct deposit through the Wells Fargo Worldwide Military Banking program

Terms and Conditions

Offer is valid for new checking customers only. You are not eligible if: You currently own a Wells Fargo consumer checking account You have received a Wells Fargo consumer checking bonus within the past 12 months You are a Wells Fargo employee After the 90-day qualification period, Wells Fargo will determine eligibility and deposit any earned bonus within 30 days. The account must remain open throughout the qualification period and when the bonus is paid. Accounts with a zero balance may be closed without notice, as outlined in the Deposit Account Agreement. Bonuses may be subject to federal, state, and local taxes and will be reported as income if required. Consult a tax advisor.

Quick Thoughts

Wells Fargo typically runs promos with different requirements ranging from $1k to $3k DD with payouts from $300 to $450.

One notable things is they are like clockwork with paying the bonus out right at 92-95 days of opening.

Wells Fargo is also churnable, but the 365 day clock starts on the bonus payout date not account opening.

Link to offer: https://accountoffers.wellsfargo.com/welcomebonus/